Triangle Flats Property Management

Within each agency there are a number of version scores used. Take Experian for instance. They have a version 2, 3, 8 and 9 that are commonly used. Version 2 is generally geared towards home mortgages. It's up to the lender what version they use. Most likely it's either version 2 or 8. The only way to get the actual Mortgage scores the lender sees is to go to www.MYFico dot com, and order them there. The score that you get from myfico.com should be the same score that lenders will use.  You have 3 FICO scores, one from Transunion, one from Experian, and one from Equifax. Experian- Fico 2 Transunion- Fico 4 Equifax- Fico 5 Typically, your lender will throw out the highest and lowest score and use the middle of the three scores.  Also, just for your information, although it is possible to get approved to buy a home even without a score, 620 is generally the minimum credit score most lenders look for when granting an approval.  And as your score increases from 620, the lender will be able to offer you a better interest rate. BY: Staff Writer